Banking for Everyone Without a Bank

Tele Kumbu is a mobile-first financial services platform designed to empower the unbanked and underserved populations of Angola. Secure, affordable, and accessible digital wallets enable instant money transfers, bill payments, merchant transactions, and cash access all from a basic mobile phone.

Woman using Tele Kumbu mobile app

How It Works

Simple. Secure. Made for Angola.

Instant Money Transfers

Send money to anyone in Angola using just their phone number - even without internet access.

Bill Payments from Home

Pay utility bills, school fees, and government services directly from your phone.

Merchant Payments

Pay for goods and services at stores with a simple QR code or USSD prompt.

Easy Cash Access

Deposit or withdraw cash at our network of trusted agents across Angola.

USSD & App Support

Works on both smartphones and basic feature phones, even without data.

Financial inclusion in Angola

Why Choose Us

No Bank Needed

Send & receive money instantly using just a phone number — even without internet.

Low Fees

Keep more of your money with our ultra-affordable transaction costs.

Everywhere You Are

Deposit or withdraw cash at shops, fuel stations & vendors near you.

Made for Angola

Built for local needs, with local slang, by people who understand the market.

Safe & Secure

Bank-level security and licensed by Angola's central bank.

Ready to Transform How You Manage Money?

Join thousands of Angolans already using Tele Kumbu for their daily financial needs.